


If it has a funny name, or if you haven’t heard of it before, you should be a little more cautious.

You should also pay attention to the name of the insurance company. If your policy doesn’t include specific coverage information using the right language, be wary. You may be able to see this with split-limit or single-limit liability, collision or comprehensive coverage, uninsured/underinsured motorist coverage, roadside assistance, and more. You may also want to check your auto insurance policy documents for industry jargon. If they do not provide you with documentation that proves they are certified to sell, you can be sure that they are trying to sell you fake proof of insurance. Insurance companies and agents must have state licenses that prove they are legally able to sell insurance in that state. If you’re worried that someone is trying to sell you a fake auto insurance policy, you should check their licenses. Here are some ways you may be able to tell if your insurance card (or someone else’s insurance card) is the real deal. Sometimes, spotting fake car insurance cards is easy, but other times, it’s not. Read More: Managing Your Auto Insurance Policy How can I spot a fake auto insurance card? If you would like to avoid fake insurance cards, enter your ZIP code into our free quote comparison tool above to find a trustworthy insurance company in your area. Read more below about how to spot a fake insurance card and why you should avoid using them by choice. While this can sound tempting for people who are facing financial difficulties, it’s not surprising to find out that using a fake insurance card can result in serious penalties that can be more expensive than paying for auto insurance. However, other times, drivers choose to use a fake insurance card rather than pay for legitimate auto insurance. Sometimes, the use of a fake insurance card is caused by scammers posing as a real auto insurance company to collect money. Unfortunately, there has been a rise in the use of fake insurance cards. If you are caught using a fake insurance card, you could face fines up to $2,000 or six months in jail.

